How To Start Your Own Credit And Debt Counseling Service
Home Based Business Opportunities:
Here’s a business idea that meets all the aspirations of the American Dream.You can start small with a little or no investment, develop it in your spare time, and parlay it into a $100,000 a year income–all within the next twelve months or so.
Really, all it takes to move one is an empathy for people, a basic understanding of money management, and about 500 business cards, some smart advertising, and you’re in business. Your greatest expense or investment, of course, will be your advertising.
The first, and most important thing to learn is the “thought processes” in the minds of the people or firms that lend money. No one lends money with the thought of foreclosing on the loan and taking away a borrower’s collateral. Whenever the lender is forced into such a situation, everybody loses. The borrower loses his possessions, and the lender ends up with about one tenth of the money he originally loaned out.
UPDATE:
For those interested in How To Start Your Own Credit And Debt Counseling Service, take a look at this website for more information:












hien Nguyen on October 5th, 2004 9:09 pm
please sent information to me email address on how to become debt consultant
thank you
Harold on October 27th, 2005 3:33 pm
Could you please email me the information on how to start my own debt consultant business. Thank you!
Malama on February 22nd, 2006 2:10 pm
I would like to know more about starting a home based debt management / credit counseling business.
Malama on February 22nd, 2006 2:13 pm
I would like to obtain more information on starting a home based debt management / credit counseling business.
Robert on March 17th, 2006 2:35 pm
I’m already involved in the banking industry and I would like to begin a home based credit counseling business. Please send some information on possible resources that may assist.
Kelly on April 8th, 2006 6:41 am
Can you please send me information on how to get begin this opportunity. I am very interested. Thanks :)
Craig Washington on April 15th, 2006 11:15 pm
Would like to know how to get started with a business like this?
Kirt Eure on May 6th, 2006 7:59 pm
Can you send me info on starting a credit counseling business
TIMOTHY SCHROEDER on June 5th, 2006 8:25 am
I WANT TO BE A PARTNER IN A DEBT MANAGEMENT PROGRAM ANY TAKERS CALL 636-262-9467
Name Removed on June 5th, 2006 10:39 am
Could you please email me the information on how to start my own debt consultant business. Thank you!
Chuck Huckaby on June 5th, 2006 12:05 pm
You’d better be very careful before starting a debt counseling business.
There are specific state laws about this.
If you’re doing debt management plans you have to be an accredited agency to get credit card companies to allow you to negotiate on their behalf.
The IRS is cracking down on so called “non-profit debt counseling” firms.
Chuck
Julie on August 5th, 2006 5:32 pm
Please send me more information. Thanks!
Jean on August 7th, 2006 2:00 pm
can you please send me information about starting a debt consolidation company.
Shawn on August 7th, 2006 8:01 pm
About to start up a counseling service and would like to get more info. I am currently working in a debt company.
Synamon on August 9th, 2006 12:35 pm
I am currently working on a business plan for this type of service and I need as much information as I can get. Please e mail me with more information on this type of start up.
Jason on August 21st, 2006 5:52 pm
Please send information as I am interested in starting a consumer debt counselling, management and credit mediation business. Thanks!
Charm on August 23rd, 2006 5:10 am
Please send me information on becoming a debt management counselor. I work work with bankrupcty law firm that I would like to partner with
Patty on August 23rd, 2006 2:12 pm
Please send me information on how to start a debt consolidation business.
Thank you
Kirt Eure on August 28th, 2006 5:09 am
Has anyone here ever received anything information from this Guy!
Ralph on September 7th, 2006 8:14 am
Please send me info. on starting a credit counseling business
Shawn on September 19th, 2006 7:21 pm
Please send more info. Thanks
William on September 29th, 2006 5:48 pm
Please send me information on how to start a debt consolidation business.
Rebecca on October 5th, 2006 12:44 pm
Please send me more information on starting a debt management business.
Linda Ammon on October 12th, 2006 12:56 am
Please forwardd the information on starting a debt management company
tonya on October 17th, 2006 12:00 pm
could you email me information on how to get started? thanks
Christie on October 17th, 2006 3:49 pm
Can you please forward me the information as well, I’m a loan officer and this could work out really well for me.
Dave on October 18th, 2006 2:56 pm
Please send me information. Thank you!
Ed on October 18th, 2006 7:51 pm
I am in the process of Starting a DM business. Please forward me some information that will be useful. I need an outside processing company. Any tips? Thanks
Sergei on October 21st, 2006 12:08 am
how does this work
?
Rick on October 21st, 2006 10:20 am
Who do I contact to get Started or send me info. Looking to start immediately
Michael on October 21st, 2006 11:02 am
I would like some more info on this. Can you send me additional information please ?
Brad on October 23rd, 2006 6:48 pm
I work in the mortgage industry and have been working with my customers credit for years. I am starting an agency and would like any help you have to offer. thank you.
gilbert on October 24th, 2006 2:10 pm
My name is gilbert I would life some infofm on how to start.
Shai on November 2nd, 2006 2:42 pm
You can start a credit consulting service. You just let them negotiate their own bills. You can’t negotiate or pay any of the companies on their behalf without a power of attorney. Licensure is not hard to obtain. You do need to be mindful that it is hard for people to break their spending habits holding them accountable for their spending is find but do not attempt to scold or criticize them for this. Help them to think in a new way about money. Sooner or later they will come around to your way of thinking if you simply talk to them. If any of you have any questions concerning this type of business you can contact me at shaiinfomed@yahoo.com I have tons of experience in this industry. Over 12 years.
James Long on November 6th, 2006 3:24 pm
I am starting a debt counselling business in the UK. Traditionally, DMPs over here are funded by the clients through a monthly “contribution” or “management fee” of around 15%. I am interested in “fair share” arrangements with creditors as a way of earning income without charging clients. Can you provide me with info in this regard or examples of fair share requests to creditors.
Thanks
Louis Jordan on November 12th, 2006 4:18 pm
Please send info to me on how to start this business. Thanks
april on November 16th, 2006 10:41 am
Please send me info on how to start my own credit counseling business, thank you!
Rick on November 19th, 2006 12:34 pm
Please send me info on what companies I can partner with, this is a perfet match for my financial services company.
Patrick McCafferty on November 22nd, 2006 7:15 am
Will you please send me more information on how I can start my own debt management company?
Jean Morales on November 25th, 2006 9:35 am
Could you please email me the information on how to start my own debt consultant business. Thanking you in advance
Danny on November 27th, 2006 1:48 am
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Enlightened One on November 29th, 2006 5:14 pm
Why not just give the information on this website rather than collecting everyones email address. I have experience in the industry and you all need to take precaution in this business or you can land yourself in jail.
Robert Woolridge on November 30th, 2006 12:30 pm
Could you please email me the information on how to start my own debt consultant business. Thank you!
Chris Heidlebaugh on December 2nd, 2006 12:05 am
Please send me information on how to start my own credit counseling business.
I feel that with teh websites I all ready have established, I could really help people.
Dorothy on January 4th, 2007 9:27 am
please send me info reg. starting my own credit repair business.
Steve on January 15th, 2007 9:22 am
Please send me information on how to start a debt consolidation business.
Steve on January 15th, 2007 9:22 am
Please email me information on how to start a debt consolidation business.
Bryant on January 21st, 2007 1:00 pm
Please email me information on how to start a debt consolidation business.
Melissa on January 25th, 2007 1:28 am
Would appreciate any info that you can provide. Thanks.
Ms. Pounds on January 31st, 2007 10:25 am
please email me more info on how to start a debt consolidation company.
gareth on February 1st, 2007 3:56 am
Please send me info on how to start a debt managment company… i work for one, and have exceled in many departments….. any info will be greatful
angie richardson on February 4th, 2007 6:06 pm
My name is Angie and I would like some information on how to start my own debt consolidation business.
phil turner on February 6th, 2007 3:23 am
Please could you email info on this business please. Regards
Phil
kathie tome on February 11th, 2007 6:35 am
please send info to ktome67764@aol.com on starting credit counciling business
Stacy Stone on February 12th, 2007 1:59 pm
I already have access to running credit and have the knowledge and supplies to start a business. Besides a website, is there any licensing ect. required?
CTurner on February 12th, 2007 9:00 pm
Please send info on how to start my own credit consulting business via email. Thanks!!
Debi F on February 13th, 2007 5:43 pm
I am interested in starting a business in credit repair and have knowledge and access. Is a license required? Please send me any information regarding this via my e-mail address. Thank you:)
Scott on February 15th, 2007 11:25 am
I am currently enrolled in a DMP and am very thankful for it. I would like to help others the way my credit counseling company has helped me. Please send any more information you may have to help me start my own… thanks!
Adrien on February 22nd, 2007 12:15 pm
Please send me info on how to start my own Debt counseling Business.
Harry on February 25th, 2007 9:11 am
Could you send me information on how to start this business?
Gary Ruplinger on February 25th, 2007 3:55 pm
Well, starting this type of business is certainly a good idea. There’s no shortage of people who are getting into trouble with credit cards and debt these days in America. And with the savings rate still being negative, that trend doesn’t look to be turning around anytime soon.
Carol French on February 27th, 2007 9:25 am
Please send me information on starting this business in my hometown.
Joe Shanklin on February 28th, 2007 10:44 am
Have company and want to expand into debt counseling. Please send information
CHERYL WILSON on March 5th, 2007 11:59 am
PLEASE ME INFORMATION ON STARTING A DEBT MANAGEMENT BUSINESS.
THANK YOU CHERYL
Danny on March 12th, 2007 3:12 pm
Ucan2 has put together a remarkable management team. From program research and consultants to world class service provides, Ucan2 is positioned to take the market by storm. You’ll be part of a rock-solid company with high demand financial solution service and programs, such as: Credit Repair- Debt Management- Debt Negotiation and Debt Settlement.
Albert on March 16th, 2007 9:55 am
Could you please send me information on how i can start a debt consolidation business.
BV on April 9th, 2007 10:16 pm
Please send me infomation on how to start a debt consolidation business.
Nick on June 13th, 2007 11:06 am
I would like to receive info on starting and growing a debt reduction business to help peole get out of credit card debt.
Kelly on June 15th, 2007 2:29 pm
I would also like information.
Jason Nichols on July 19th, 2007 9:56 am
We provide all the tools needed to setup a debt settlement company. Please visit us at http://www.xlos.net for more info.
Kimberly Wells on August 10th, 2007 8:10 am
please send me info about starting a debt relief business
Eli on August 12th, 2007 5:55 pm
Would love any extra help I can get, looking into this very seriously. Thank you
Josephh Robinson on August 12th, 2007 8:04 pm
I would like to receive info on starting and growing a debt reduction/settlement business to help people get out of credit card debt. Thanks in advance.
nathan on August 20th, 2007 8:30 pm
please send me info on starting a debt consolidation business… I work on a sales floor that talks to hundreds of people a week with over 5k in credit card debt. email me taterelder at msn dot com
kamrul ahmed on October 5th, 2007 8:44 pm
I am going to open up a debt settlement company very soon but I need to partner up with a law firm to do the negotiation. Can you please tell me who I can partner up with. I know some law firm and their not accepting any partners now. Please help.
Nick Ferroni on October 17th, 2007 7:23 pm
I would like to receive info on starting and growing a debt reduction/settlement business to help people get out of credit card debt
Dee on October 28th, 2007 1:15 pm
Please sent me information on starting a debt management business.
Dee on October 28th, 2007 1:37 pm
Please provide me with information to start debt management business
Mark G. on November 16th, 2007 8:26 pm
I currently work for as a debt counselor, please e-mail with all info needed to get started on my own.
July on November 25th, 2007 9:13 am
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Sean on November 30th, 2007 10:24 pm
Please, if possible, send me more information on how to start a debt consolidation business. Thnak you.
Don on January 16th, 2008 7:46 pm
Please send me more info on starting a debt management business. Thanks
Franchise opportunity on January 17th, 2008 3:34 am
I really appreciate “thought process”.you have given a very good piece of information out there.do visit my site also for getting some useful and related information.
Fon on January 18th, 2008 2:21 am
Please send me more information on how to start a debt management business. Thank you.
Leigh LaCroix on January 19th, 2008 4:37 pm
Please send me info on how to start a CCC company
Debt Zero on January 21st, 2008 4:09 pm
We offer a turn-key debt settlement biz opp!
http://www.debtzerollc.com
Dennis on February 24th, 2008 8:29 am
Hello like to know if you can send some information on starting a debt reduction business. I’m trying gather as much info in this area of business.
Thanks Much
pete on February 25th, 2008 3:35 pm
PLease send me info on starting CCC biz
Bill on April 4th, 2008 7:08 am
I would like more information please.
Charles Thuo on May 3rd, 2008 11:29 am
Would like to start this business please send me more details
Kamar on May 24th, 2008 2:48 am
I would like some information in regards to starting up a debt management company
Nikki on May 28th, 2008 10:47 pm
I too would love this information.
jahan on June 2nd, 2008 9:24 pm
i plan to start a credit counselling company guide me how to get a business plan a licence et
Dan on June 3rd, 2008 3:18 am
START YOUR OWN BUSNIESS
You’ll be part of a rock-solid company with high demand financial solution service and programs, such as: Credit Repair- Debt Management- Debt Negotiation and Debt Settlement.
David Hanson on June 6th, 2008 9:49 am
Would like information.
Thanks
Sean on June 12th, 2008 9:32 pm
Hello- for those of are that are interested, I am the Director of a Nationwide not for profit cccs agency. Starting your own company is not impossible, but it is not exactly simple and turn key. If anyone would like to post me some questions please feel free to email me at sqsleads@yahoo.com.
Eric on June 24th, 2008 8:20 am
I am interested in starting my own debt collection. I am looking for a debt lawfirm to partner up with in my area. I would appreciate any and all information you can send me. Thanks
STANLEY on July 6th, 2008 6:33 pm
I HAVE FOUND THE FASTEST WAY TO HELP PEOPLE GET OUT OF DEBT. A 30 YR MORTGAGE CAN BE PAID IN 10 YEARS OR LESS WITHOUT INCREASING MONTHLY PAYMENTS OR REFINANCING….. THIS IS THE FASTEST WAY TO ZERO ON ANY DEBT AND THE FASTEST WAY TO BUILD WEALTH WITHOUT INCREASING YOUR INCOME…….. THIS IS A CRUSADE!!!! LET’S HELP AMERICA DEVELOP A LENDER’S MENTALITY RATHER THAN A BORROWER’S
Chee on July 29th, 2008 1:12 pm
I wish it were that easy. Having worked in the industry for over 9 years I can tell you that you are forgetting the most important and prohibitive part of starting this business. State regulation. Most states require you to register, pay a surety bond, and meet requirements of IRS non-profit status. 45 states require non-profit status in order to approve a credit counseling business.
Chee
sam on August 8th, 2008 10:29 pm
Please, I would love to get information on how to start my own debt consolidation business, everything and anything there is to the business, thanks a bunch
Also if you know how to start your own credit card company?
sam on August 8th, 2008 10:31 pm
i would like to get info on how to start my own debt consolidation business thanks
sam on August 8th, 2008 10:32 pm
also how do you start your own credit card company?
Robert Eskin on August 10th, 2008 8:55 am
Please send me information on how to be a
debt counselor in Florida
kay on September 2nd, 2008 12:46 pm
I want information on starting a collections agency and judgment recovery in Indiana
kirsty on October 28th, 2008 11:23 am
could you please forward me some information on how to set up a home based debt managment company & any information with regards to the legal side of things….. thanks
John Dougherty on November 4th, 2008 9:25 am
Can you please send me information on how to start a debt settlement business.
John Dougherty on November 4th, 2008 9:26 am
Pleas send me informationon how to start a debt settlement business.
jodi on November 11th, 2008 12:46 pm
please send me information to start a debt consultant. thank you
Elaine on December 3rd, 2008 4:55 am
Please send me details on how to start a home based debt management business
danielle on December 19th, 2008 11:14 pm
id like some info as well
Troy Dantzler on December 21st, 2008 3:58 pm
wanting to start a credit counseling business need insight on texas state laws dos n donts
Troy Dantzler on December 21st, 2008 4:00 pm
please call me @ 2109991461 looking 2 start credit counseling business in texas
James Hicks on December 29th, 2008 8:01 pm
To whom this may concern?
I would appreciate any assistance that you would be willing to provide. I have many years of experience in these fields and am extremely seriouys about opening a full service financial agency to help anyone and everyone with ALL financial needs. Please email me any relevant information concerning this. ANYONE can contact me at jkhicks81@gmail.com
Thanks in advance,
James Hicks
jkhicks1981@gmail.com
Terry on December 30th, 2008 2:33 pm
I am in the process of starting a full service financial agency to help people with there needs. I would appreciate any assistance concerning this.
Please email me at kyplc@aol.com
Jim Bryant on January 19th, 2009 10:21 am
Please forward information as to starting a counseling service.
Lynda on January 24th, 2009 10:18 am
Hi I was wondering what is criteria to be a credit counselor. Is it required that you have some sort of certification or cpa? Is experience accepeted and or knowledge. I know there are laws federal and state to adhere to ,I am just trying to figure out where to begin.
Thank you so much Lynda
marire on January 30th, 2009 5:30 pm
more info please,
marire on January 30th, 2009 5:30 pm
dmspanish@yahoo.com
Kristeen Roberts on February 4th, 2009 2:14 pm
Can you send me info on how to open my own debt consolidation business.
Thank you…
Myron on February 15th, 2009 10:35 pm
Can you send me some information on how to start and grow a debt consulting company and also some information on the legal requirements if any needed to start the cccs company.
Angie on February 16th, 2009 2:42 pm
please send me info on a credit counsoling business.
nathan on February 22nd, 2009 3:26 pm
could you please send me info on debt management business.many thanks
ray on February 24th, 2009 10:23 am
Can you send me some information on how to start and grow a debt consulting company and also some information on the legal requirements if any needed to start the cccs company.
Dj on February 24th, 2009 4:27 pm
Please send me more infomation on how to start my on debt relief company.
Cecilia on February 27th, 2009 1:17 am
I would like to start a home based business in Debt Counceling, kindly forward me more info & info regarding education requirements
Cecilia on February 27th, 2009 1:19 am
Please send me more info on how to start a home based debt counceling business & the education requirements.
chris on February 27th, 2009 4:40 pm
I have been in the finance industry for 15 years and want to start my own credit card relief business and would like to know whats the basics..
chris on February 27th, 2009 4:44 pm
how can I start my own credit card relief business, please send me info or website email @ chrisnasrat@gmail.com
scott on March 5th, 2009 3:18 pm
i would like to start a debt settlement company…i have 12 years of credit report knowledge…thanks.
clyde johnson on April 25th, 2009 3:55 pm
I’m already involved in the banking industry and I would like to begin a home based credit counseling business. Please send some information on possible resources that may assist.
David on April 29th, 2009 11:03 pm
Please send me info, i have been in the industry for almost a year.
Thanks.
Dave on May 4th, 2009 7:48 pm
please send me some info on how to start my own home based debt settlement company. Pls
AYO on May 11th, 2009 6:17 am
please send me some info on how to start my own home based debt settlement company. Pls
THANKS
Shayla James on May 14th, 2009 11:28 am
Please send me information on starting a credit counseling business.
nam on May 26th, 2009 6:07 pm
Please send me more information of how to start a debt relief business..
aki dantzler on May 28th, 2009 11:37 pm
Im a independent contractor for a credit
restoration company looking to start a credit counseling company in Utah what r the state laws 4 Utah also requirements 4 CCC in Utah please feel free to contact me or email @ akidantzler@yahoo.com or 2105847466
Shawn on July 29th, 2009 10:58 pm
Please send more info
Asad Taheri on September 17th, 2009 4:20 pm
Hello,
Please send me information on how to start a debt relief business/company.
Thank you,
mohit garg on September 23rd, 2009 11:32 am
sir /madam i want start a job and carrer counceling company ,,,and i want relay usefull contents for starting a counceltancy company…..,,and important tools for starting the company
Ebony on November 7th, 2009 7:22 pm
any information you have about starting this type of business in OK would be greatly appreciated.
Tae Chong on November 9th, 2009 2:17 pm
I would like to get some info. to start as well.
Thank you.
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