I recently went through the process of obtaining an SBA (Small Business Administration) loan. These are loans that are what I call “cash flow” loans, secured more by the companies earnings rather than collateral (though collateral may be required, see below). SBA loans are written by private banks to standards set by the government. If these standards are met, then bank loans under this program get a partial guarantee from the US government.
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Chuck on August 30th, 2005 at 8:09 am
It’s funny. Whenever I went to “own your own business” seminars put on by the government, it’s always about this type of stuff… how to fill out the paperwork to keep some bureaucrat or banker happy.
It’s never about how to build a business, unique marketing ideas or anything thrilling. It’s just how to fill out the papers so that some employee paper pusher doesn’t have to think too hard.
Kevin Ward on December 4th, 2005 at 9:22 pm
If you need help with an SBA loan or any other type of commercial loan, let me know I would be glad to help.
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