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Work.com:

On-site workers and those who sell through trade shows have a wide range of credit-card processing options for immediate sales and possible data capture. As wireless technology evolves, you need to consider carefully which method serves you best.

The best contacts and resources to help you get it done:

  • Get mobile point-of-sale terminals. POS terminals process credit or debit cards, work wirelessly or via dial-up and are secure. Some offer built-in printers and data capture options.
  • For the cheapest alternative, go with cell phones. Unless you process more than a few thousand dollars per month, cellphones may be the way to go. You can process payments with or without additional equipment.
  • For the most data capture, go with laptops. By attaching a credit-card reader to the USB port, a variety of software options can search, filter, sort, format, print or export data to other programs or computers.
  • For convenience, go with PDAs. PDAs like the Blackberry deliver the wireless accessibility of cellphones and the data control of PCs.
  • Open a merchant account. Most banks offer services, but most operate through other processors, which may make them slower or more expensive.

Advantages of mobile commerce include: improved cash flow, secure credit and debit transactions in seconds, reduced credit-card fraud and chargebacks and the ability to conduct business without phone lines.

Photo by ballisticmerchantservices.

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