App Turns iPhone Into Credit Card Terminal
As if phones didn’t already do enough, one of the latest mobile apps transforms iPhones and iPod Touches into portable charge card terminals.
ProcessAway plugs into Authorize.net’s payment processing platform, allowing entrepreneurs to accept credit card payments anywhere they can access the internet.
After downloading the app and (separately) setting up a merchant account with Authorize.net, clients can use ProcessAway like a traditional charge card terminal: enter the amount, input the card number, expiry date and verification code, and process.
There’s even a tip option for service businesses. Customers receive an email receipt for each transaction, and merchants can view transactions and process refunds on the fly.
Aware that consumers might be weary of having their credit card details punched into a phone, ProcessAway stresses that’s a secure application: information is never stored in the phone and the program won’t connect to anything other than the terminal.
If it can gain trust and acceptance, ProcessAway could be particularly useful for those who need to process and authorize payments on-the-go, like on-site consultants or handymen. It’s also useful at venues that don’t have fixed terminals: antique shows, market stalls and music merchandise stands.
Photo by ProcessAway.
Angela on March 4th, 2009 9:19 am
That’s brilliant! I can think of so many situations where that would come in handy for processing payments. I been in a situation or two where someone couldn’t accept a credit card. Something like this would benefit them greatly.
Jaclyn on March 4th, 2009 10:03 am
That is a very cool new app for cell phones…as if they already didn’t have enough features to them. but i do wonder if they will be able to gain the trust of the public that their information will in deed be kept safe from hackers and such. there are a lot of people even today that worry about sending credit card information over the internet little own their phone.
Harry on April 3rd, 2009 1:03 pm
Jaclyn there is nothing to worry about. I know for sure iTouc2Pay does not store credit cards on my iPhone. Just like many others. Here is that comparative chart I’ve run into the other day
http://www.mobileterminalapps.com/
Monica Lia on October 5th, 2009 6:38 pm
There are many other apps that do the basics that Processaway supports plus support features it does not like signature feature and tips… Take a look for yourself: http://www.tuaw.com/2009/09/23/credit-card-terminals-for-iphone/
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