The crushing debt faced by consumers is spawning a growing practice niche for consumer lawyers: suing debt collectors for illegal collection practices.
Moore attorney M. Kathi Rawls said she has seen a 40-percent to 50-percent increase in clients coming to her with complaints about debt collectors over the past year.
Many times, she said, debt collectors will seek more than they are entitled to when they call a consumer or file a lawsuit.
Rawls said many consumers do not know that they have certain rights and defenses that can help reduce their debt and stop harassing phone calls.
The Fair Debt Collection Practices Act prohibits a wide range of conduct, including making harassing phone calls to a debtor; calling a third party, such as a family member (other than to obtain the debtor’s address); and making false threats, such as criminal prosecution or a lawsuit that the collector has no intention of filing.
In addition, a debt collector must disclose its identity to a debtor, but may not disclose its identity to a third party.
Photo by Cayusa.
e² Young Engineers
Build Your Tomorrow. Today! CLICK HERE TO VISIT OUR WEBSITE Background: We are e² Young Engineers Young Engineers enrichment programs combine education + entertainment = edutainment. We created a variety of different programs that can be used to teach science, technology, engineering, math (STEM). Children joining our educational community can learn and enjoy arithmetic, physics, […]
Business owners don’t have the time or know-how to manage their own social media campaigns, yet they know they need to. Start your own business managing social media for local businesses – we provide the website & all the training you will need. Do you enjoy Facebook & Twitter? Why not make a hefty residual […]
Commercial Capital Training
Welcome to Commercial Capital Training Group Own Your Own Finance Business By Completing Our Comprehensive Commercial Loan Broker Training Program Commercial Capital Training Group, LLC 90 State St. Suite #1500 Albany, NY 12207 Commercial Capital Training Group has developed a one-of-a-kind commercial loan broker training program that allows you to own a commercial finance company. With […]