February 28, 2018

student loans

Get Cash for Your Startup by Refinancing Your Student Loans

If you’re eager to launch your new business but finances are holding you back, you’re not alone. Funding is one of the most common barriers to starting a business. As a matter of fact, most entrepreneurs have to get creative to launch their ventures. Crowdfunding, borrowing from friends and family, and applying for SBA loans are common approaches, but there are other options, as well. One avenue that many people don’t consider is refinancing their student loans.

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Are You Using the Right Retirement Savings Plan?

Americans have a variety of tools available to them to help them with their retirement savings. However, each one is governed by a different set of regulations. They also have different contribution limits. If you’re a small-business owner, you might think you’re too busy to be thinking about retirement now. This could be especially true if you’re still young. However, it’s never too early to start planning for your declining years. Make sure you’re ready when the time comes. Do this by choosing a retirement savings plan that is right for you.

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life insurance costs

Health-Conscious People Can Have Lower Life Insurance Costs

Being your own boss has both an upside and a downside. On the one hand, you have more control over your schedule, your job responsibilities, and your work-life balance. However, being self-employed also means you’ll have to pay for your health and life insurance costs. As a self-employed entrepreneur, you don’t have the convenience and cost-saving benefits of a group life insurance policy through an employer. Therefore, saving money on life insurance becomes more important. However, by adhering to a healthy lifestyle, even the self-employed can save money on life insurance.

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Getting Life Insurance Coverage When You Have Type 2 Diabetes

As a small-business owner, you know that life insurance is important for you and your family. However, perhaps you have been diagnosed with type 2 diabetes as well. If that’s the case, you may be concerned that you won’t be able to purchase a life insurance policy. So what should you do if you don’t already have life insurance? Perhaps you’ve read or have been told that as a diabetic, your only option will be a life insurance policy that’s more expensive than you can afford. However, even if you’ve been previously denied coverage, life insurance coverage for people with diabetes does exist. You’ll need to do your research, though. Also, it will help if you have a good idea of what to expect before you start looking for a policy.

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