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Club Financial Services

Club Financial Services is a mortgage lending and loan broking franchise.

 TitleAuthorDescription
The Mortgage Encyclopedia: The Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls, Second Edition
Jack GuttentagThe bestselling one-stop guide to mortgages—updated for the post–housing crisis market! The Mortgage Encyclopedia demystifies all the various mortgage terms, features, and options by offering clear, precise explanations. Fully updated to address the new realities introduced by the housing crisis of 2007, The Mortgage Encyclopedia provides not just a complete description, but also in-depth discussion of the issues that may affect you, whether you're a homeowner (or homeowner-to-be), real estate agent, loan provider, or attorney. With this handy, comprehensive guide on hand, you have instant access to: Definitions and explanations of common mortgage-related terms, as well as arcane mortgage terminology, listed alphabetically Expert advice on the most pressing issues, such as whether to use a mortgage brokers, the benefits of paying points versus a larger down payment, and the hazards of cosigning a loan The truth about common mortgage myths and misperceptions—and the pitfalls you need to avoid Helpful tables on affordability, interest cost of fixed-rate versus adjustable rate mortgages, and much more So the next time you ask yourself such questions as "Is this FHA loan right for me?" or "Can I negotiate this fee?" reach for this indispensable guide and get the fast, accurate information you need!
The SBA Loan Book: Get A Small Business Loan--even With Poor Credit, Weak Collateral, And No Experience (SBA Loan Book: The Complete Guide to Getting Financial Help)
Charles H. GreenThe SBA Loan Book, 2nd Edition provides you with step-by-step instructions on how to maneuver through the complex maze of eligibility, qualification, and approval needed to get SBA financing. This edition includes the most up-to-date information on policy changes including Revision E, the 504 program, the SBA Express program. The SBA Loan Book, 2nd Edition give you answers to your most important questions, including how to: Increase your chances of getting a loan Fill out a loan application Present yourself to lenders Consider your options for SBA-guaranteed loans Close your loan fast In addition, you'll learn how to appeal a lender's denial, as well as how to approach a loan request if you've previously filed bankruptcy. The SBA Loan Book, 2nd Edition also includes the latest resources and forms.
SBA Loans: A Step-by-Step Guide, 4th Edition
Patrick D. O'HaraThe #1 guide to securing your Small Business Administration loan-Updated and revised to include every SBA loan, program, and service available SBA LOANSThis comprehensive and accessible guide for small business owners shows you how to get your share of the billions of dollars in loans arranged or guaranteed by the SBA each year. In easy, step-by-step fashion, it helps you prepare a successful loan request for a new or established company and offers guidance on developing a business plan for your new business. In addition to full coverage of the agency's various loan programs-including seasonal guarantee, pollution control, energy loan, and Vietnam veteran and handicapped assistance-you'll find an exhaustive directory of all the free services the SBA provides to small businesses. Up-to-date and more comprehensive than ever, this popular reference includes complete information on:* Understanding the SBA system* Eligibility requirements* Recent lending statistics* ACE-Net finance matching service* Updated loan application forms and appendix listingsPlus* A new chapter on the Hubzone Empowerment Contracting Program* Updated information on the Export Working Capital ProgramToday, the SBA offers more services and more money than ever before. From coast to coast and in every industry, thousands of American entrepreneurs make the SBA system work for them-and you can too.
How to Get a Small Business Loan: A Banker Shows You Exactly What to Do to Get a Loan
Bryan E. MillingGood financing is an essential part of running a business. With inside information from an experience banker, this book takes business owners through the loan process. Recommended by "Inc." Magazine, it will help readers prepare a successful loan request package .
The SBA Loan Book: The Complete Guide to Getting Financial Help Through the Small Business Administration
Charles H. GreenSpurred by President Obama's stimulus efforts, the U.S. Small Business Adminstration is working to deliver more capital financing to entrepreneurs and small companies around the nation. But like any financing, business owners must navigate a complex course of procedures, qualifications, documentation, and approvals. Loan approval is much easier with help from the latest edition of banker Charles Green's invaluable book, which breaks the application process down into easy steps. Green wastes no time in showing: The many options available under the SBA financing programs and how to determine the one that is best for your business. How to produce and position your application information, including the banker's views on your financial statements. How to present the application to the bank in their language. How business owners should deal with prior problems, and respond to lender objectionsIn today's turbulent economic environment, solid financial capacity is the key to small business survival. And this fully updated guide to SBA loans will help you land exactly as much as you need.
The Million-Dollar Financial Services Practice: A Proven System for Becoming a Top Producer
David J. Mullen Jr.In "The Million-Dollar Financial Services Practice", author David J. Mullen, Jr. reveals how to become a top-producing financial advisor using the method he has taught at Merrill Lynch and is famous for in the industry. This comprehensive book combines marketing, prospecting, sales, and time management techniques into a system that will help readers build a successful and lucrative practice. Containing templates, scripts, letters, and 15 tried-and-true Market Action Plans, this indispensable guide shows readers how to take their financial services practice to the million-dollar level and beyond.
Make Money in Short-Sale Foreclosures: How to Bypass Owners and Buy Directly from Lenders
Chantal Howell Carey and Bill CareyMAKE MONEY IN SHORT-SALE FORECLOSURESForeclosures are the most profitable way to invest in real estate. But most real estate books on foreclosures don't tell you how to invest in short-sale foreclosures--properties with even more profit potential than regular foreclosures. A short-sale foreclosure is a lender accepting a loan payoff for less than the amount owed. This comprehensive new guide from renowned real estate authors Chantal and Bill Carey covers all the ins and outs of short-sale foreclosure investing, from finding properties to negotiating with lenders, to closing the deal and making a bundle. Inside you'll find all the information you need to succeed:* Finding great short-sale foreclosure deals* Dealing with owners in financial distress* When to buy short-sale foreclosures* Creating equity in foreclosure properties* Writing successful short-sale offers* FHA, VA, and private mortgage insurance short-sales* Purchasing short-sale properties at auction* Understanding escrow, closing, and title insurance* Flipping short-sale properties
All You Need To Know About SBA Loans... from a Lender...
Eric P. WyszkowskiSo you are starting your own business or looking for money to expand? Most banks will "push you" towards the SBA Department because of the risks involved in starting a business. Most likely you have to use projections to estimate your future cash flow. This guide will help you gather enough information to succeed in obtaining an SBA loan.
Borrowing to Build Your Business: Getting Your Banker to Say Yes
George M. DawsonBank loans are the leavening of the business world. This excellent resource for small business owners allows them to understand the loan process from the banker's perspective. Readers learn the seven critical questions bankers always want answered, as well as the five major characteristics of a successful loan Pub: 3/97.
How to Get a Business Loan
Joseph MancusoJoseph Mancuso means business. He takes you into your bank and into the offices of America's venture capitalists for an inside look at how they work and what they expect from prospective borrowers. He tells you exactly what actions to take every step of the way and how to distinguish yourself in the lender's eyes. How to Get a Business Loan will dramatically enhance your chances of putting together a deal you can live with and profit by.