The $20K House is an ongoing research project at the Rural Studio that seeks to address the pressing need for decent and affordable housing in Hale County, Alabama. Nearly 30% of individuals in Hale County live in poverty. Due to the lack of conventional credit for people with this level of income, and insufficient knowledge about alternative sources of funding, mobile homes offer the only chance for home ownership. Unlike a house, which is an asset for its owner, trailers deteriorate very quickly and depreciate in value over time. The 20k house project intends to produce a model home that could be reproduced on a large scale, and thereby become a viable alternative to the mobile home in this area. The challenge is to build a house for $20,000, ten to twelve thousand of which will go towards materials and the remainder on contracted labor. Once a truly successful model has been designed, the aim is to sell the houses in conjunction with the â€œ502 Direct Loanâ€ provided by the Rural Housing Service. The project began in 2005, and there have been 11 iterations of the house so far. The project is typically carried out by four outreach students; international post-graduates with a background in architecture or design.