February 2018

student loans

Get Cash for Your Startup by Refinancing Your Student Loans

If you’re eager to launch your new business but finances are holding you back, you’re not alone. Funding is one of the most common barriers to starting a business. As a matter of fact, most entrepreneurs have to get creative to launch their ventures. Crowdfunding, borrowing from friends and family, and applying for SBA loans are common approaches, but there are other options, as well. One avenue that many people don’t consider is refinancing their student loans.

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Are You Using the Right Retirement Savings Plan?

Americans have a variety of tools available to them to help them with their retirement savings. However, each one is governed by a different set of regulations. They also have different contribution limits. If you’re a small-business owner, you might think you’re too busy to be thinking about retirement now. This could be especially true if you’re still young. However, it’s never too early to start planning for your declining years. Make sure you’re ready when the time comes. Do this by choosing a retirement savings plan that is right for you.

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life insurance costs

Health-Conscious People Can Have Lower Life Insurance Costs

Being your own boss has both an upside and a downside. On the one hand, you have more control over your schedule, your job responsibilities, and your work-life balance. However, being self-employed also means you’ll have to pay for your health and life insurance costs. As a self-employed entrepreneur, you don’t have the convenience and cost-saving benefits of a group life insurance policy through an employer. Therefore, saving money on life insurance becomes more important. However, by adhering to a healthy lifestyle, even the self-employed can save money on life insurance.

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Getting Life Insurance Coverage When You Have Type 2 Diabetes

As a small-business owner, you know that life insurance is important for you and your family. However, perhaps you have been diagnosed with type 2 diabetes as well. If that’s the case, you may be concerned that you won’t be able to purchase a life insurance policy. So what should you do if you don’t already have life insurance? Perhaps you’ve read or have been told that as a diabetic, your only option will be a life insurance policy that’s more expensive than you can afford. However, even if you’ve been previously denied coverage, life insurance coverage for people with diabetes does exist. You’ll need to do your research, though. Also, it will help if you have a good idea of what to expect before you start looking for a policy.

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Don’t Make This Rookie Mistake in Your Online Business

When you’re running an online business, there are a few mistakes you must avoid, whether you’re a rookie or an expert. However, the subject of this article is a mistake that many online entrepreneurs make, even if they’ve been around a while. And what is that mistake? It is a failure to follow up with customers who placed an item in the cart but didn’t complete the purchase.

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4 Little-Known Ways of Making Money by Working from Home

These days an increasing number of people are waking up to the notion that they are not limited to a single meager source of income. Thanks to some new money-making opportunities, a good number of people are earning extra cash by working from home. They have found that they can easily supplement their income each month just by thinking outside the box.

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How to Become an Independent Investment Advisor

Perhaps you’re one of those people who has shown a knack in the past for choosing investments that are profitable. As a matter of fact, your investments outperform whatever market they might inhabit. If that is the case, there is a good chance that you’ve been able to make a pretty penny from such activities. But there is another way to benefit from this expertise as well. That is, you could become an independent investment advisor.

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How to Select a Reliable Medical Malpractice Lawyer

If you’re a small-business owner who has been the subject of medical malpractice, you might be entitled to compensation. As a matter of fact, this is true for anyone. If the carelessness of a medical institution or an individual has caused you problems, it’s worth pursuing the case. Though it’s difficult to prove someone was at fault, a medical malpractice lawyer can deal with the complexity of the situation.

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What to Do If You Live Where Taxes Hit You Hard in the Wallet

Every government on the planet is expected to serve the needs of its citizens. Therefore, governments expect their citizens to pay taxes. In this respect, Americans are no different from citizens of any other country. In other words, we all have to pay our fair share in taxes. Additionally, when you’re trying to run a small business, you need to be particularly careful about how you report your business income and expenses as they relate to your taxes. This is true regardless of where you live.

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The Importance of Great Packaging for Your Internet Sales

It’s essential for shipped products to be appealing. After all, they’re the only tangible interaction your e-commerce store has with a customer. Therefore, you need to find ways to pamper that customer. And when you’re an e-commerce entrepreneur, you have to do that pampering with great packaging. Packaging is your first and only in-person impression. If you want to acquire regular customers, that impression must be a good one.

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