settlement loans

Settlement Loans: The Best Companies to Borrow From

When a lawsuit takes over your life, settlement loans can help you meet your obligations.

Are you trying to survive financially while seeking justice for a personal injury lawsuit? Just making ends meet when your life is on hold can be a daunting task. Perhaps you are living on Workers Compensation payments, or worse, are out of work altogether. Surviving the financial stress of this difficult time can be overwhelming. 

When a lawsuit takes over your life a select group of financiers is available to help you meet your obligations. They provide settlement loans, pre-settlement funding to keep the bills paid while your representation works on your case. Here is what you need to know.

What Is a Settlement Loan?

Injury lawsuits add incredible stress to an already difficult situation. In order to alleviate your stress, companies provide injury lawsuit funds prior to any settlement. This allows you to obtain money prior to the completion of the lawsuit. These loans are commonly called pre-settlement funding or settlement loans.

  • Consider the following questions when looking for a settlement loan.
  • What is the rate you will need to pay for your pre-settlement funding by the company?
  • How fast can you really obtain your settlement loan advance?
  • What additional fees will be charged on your personal injury advance?
  • How long does it take to get your money from start to finish on your settlement loan?


Contrary to the information on company websites, many settlement loan companies don’t provide low rates on lawsuit advances. These lawsuit cash advance or settlement loan companies charge an interest fee to underwrite your personal injury lawsuit loan.

Top Settlement Loan Companies 

Here are the top settlement loan companies offering lawsuit funding.

TriMark Legal Funding

TriMark Legal Funding is a great solution if you are looking for a quick fix to your legal funding needs. Based in Eugene, Oregon, this team offers pre-settlement and post settlement as well as attorney and law firm funding.

They can offer you anything from $50,000 on up to $5,000,000 to fight your case and ensure that justice is served. They offer lawsuit funding in all fifty states and Washington D.C., so you are never too far away.

Mayfield Settlement Funding

Mayfield Settlement Funding isn’t a huge company like some of the others. However, they have full-time agents in house and ready to fund immediately at good rates. Their customer service reviews are incredible. According to reviews, Mayfield Settlement Funding meets the expectations of customers a majority of the time. The settlement loans are non-recourse – the advance does not need to be repaid if the case does not settle. 

Mayfield does not shop around your loan like many of the other companies. They offer same day pre-settlement funding within 24 hours of application. Unlike many other providers, Mayfield Settlement Funding specializes in settlement loans primarily and not a large number of other products.

PeachTree Financial Solutions

PeachTree gets great reviews online and offers few delays in funding turnaround time. They are located in Pennsylvania and have been offering settlement funding since 1996. From our research, they have good rates and competitive, fast service. 

PeachTree also offers products for annuities, structured settlements, lottery, and other financial advance services.

Nova Legal Funding

Nova Legal Funding offers a clean and cutting edge website with an easy application process. The company resides in California and they have quality reviews on TrustPilot as well. They mention on their website that rates are on a case-by-case basis, so this will have to be researched by the consumer. 

Oasis Legal Funding

Oasis Legal Funding is another litigation funding and pre-settlement loan company with quality reviews. They were started in 1996 and have a large online presence. While we were not able to confirm their rates, they are a leading provider with a happy client base!

This provider also offers non-recourse settlement loans.


Law Cash is based in New York. They provide a user-friendly online application to initiate your funding process.  In addition, they offer non-recourse settlement loans so you don’t need to worry that your advance might not be repaid in the unlikely event your case doesn’t settle.

Settlement Loans Wrapped Up

All these companies receive excellent customer reviews and provide fast lawsuit funding compared to other companies. They all offer non-recourse settlement funding services, so you can rest assured that you are getting a safe advance for your lawsuit.

settlement loans - shaking hands

The major benefit of utilizing settlement lawsuit funding is endurance. Proper funding can close the gap of financial distress that might cause you to settle too early. Your lawsuit funding advance can increase your settlement amount while your attorney negotiates or fights your case.

Cover your bases by researching each company. Your financial health depends on your being well-informed and well-supported.

Dataflurry Law Firm Internet Marketing, a legal content marketing and SEO services company, contributed this article.