The good news: Recently, government initiatives, such as the Small Business Jobs Act, have bolstered small businesses and freed up lending linesâ€”and the proof is in the numbers. In Capital One Bankâ€™s 2011 survey, 85% of U.S. small business owners said they were able to get the financing they needed.
But experts are still cautious.
â€œThe level of risk aversion is still extraordinarily high,â€ says Barry Sloane, CEO and President of The Small Business Authority. The primary concern is one word: collateral.
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