payment gateways - featured image

Top 5 Payment Gateways for Merchants in India 2021

Payment gateways are essential for any business. They allow you to take both credit and debit card payments that help your business succeed. They also make sure these payments are protected, security is maximized, and everything is managed properly.

In short, investing in a proper payment gateway is essential. However, the real question is: Which is the one that’s best for your business? In today’s guide, we explore the top five payment gateways for merchants in India that you need to know about.

1. Razorpay

Coming in at number one, we have Razorpay. What sets RazorPay apart from the rest of the payment gateways for merchants in India is that setting up the system and integrating it with your business is effortless. In just a short time, you can have everything set up and secured. Soon you’ll be taking payments with ease and no hassle.

Hailed as “the future of payments,” Razorpay is one of the most impressive payment gateway services in the industry. It has already helped more than 5,000,000 businesses with their payment needs. That’s a mind-boggling number of businesses that rely on this outstanding service.

Features of the Razorpay Payment Gateway

  • Allows all payment types, including credit and debit card, UPI, and modern wallets
  • Makes it easy to manage everything in one place, including automatic bank transfers, collecting recurring payments, and sharing your invoices
  • Comes from a unicorn startup company with a $1 billion valuation as of 2021

Make the most of RazorPayX—the business banking solution redefining the industry.


2. CashFree

CashFree is a quick and easy merchant solution that ensures taking payments from your customers is easy. It supports all kinds of Indian platforms, including Visa, Mastercard, Rupay, and UPI. It also supports mobile wallets such as Airtel and Freecharge. CashFree currently offers the lowest fee among all other payment gateways in India at 1.75%. However, make sure you’re checking the website for the most up-to-date information.


3. PayU India

PayU India is a fast and straightforward payment merchant explicitly designed for Indian businesses. With more than 250 local payment methods accepted and supported and a one-click buy-now option that makes the checkout times on your website as fast as possible, this is a standard merchant payment gateway that gets the job done.

4. PayPal

There’s no denying that PayPal is one of the biggest online payment platforms and merchant services in the world, and if you’re looking for a tried-and-tested merchant application that you know is going to work all over the world, then PayPal is it.

While PayPal has only recently moved into the Indian markets (as of 2017), it’s already offering its full range of services, including One Touch Pay, as well as Buyer and Seller Protection. However, the downside is that the fees are fairly high with this payment gateway.

5. EBS

While EBS was only set up back in 2005, it has already been making a lot of waves in the Indian payment gateway market. In fact, it is known as being one of the safest and most secure payment gateways there is. Your customers will be able to pay however they like using their cards or mobile wallets, as well as net banking services. What’s more, this payment gateway accepts and supports more than 11 global currencies. This means you can effectively take payments from all over the world.



As you can see, there’s a vast range of merchant payment platforms out there for any and all India-based businesses to use and take advantage of. With RazorPay being our number-one option, it’s well worth your time to check it out to see what it can offer you. And you can feel safe in the knowledge there are a lot of great choices out there.